Nearly every one of us there is an illusion - a quality education, private apartment or house, hip repair, an unforgettable journey, a new car. In order for the illusion is a reality, is proud to make preparations for its implementation and be able to properly dispose of their own finances. Savings - an important tool for effective and responsible approach to planning and money management.
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Money, which you did not spend in our time, can help you achieve your goals tomorrow, be ready for unexpected expenses, sold tataktivy (for example, real estate) as well as build plans for the future.
Save - means denyuzhku delayed until as long as that about us not be the amount sufficient to purchase exactly what we need.
Of course, allowed denyuzhku take, for example, taking a consumer loan. But one should bear in mind that it was a loan - a loan as well as it has a value of about - the interest rate and commission.
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Save perhaps everyone regardless of age and income level. Very continually postponed denyuzhku, let even it will be a small amount. Application of network business.
Savings in the bank (deposits, savings programs) - is an extra security as well as a parish in the form of interest. Open a deposit in a bank, you do the main course to your dream. As the main course - it's half the battle.
Please read carefully together with the conditions of the deposit agreement! High interest rate - in the distance does not always the determining factor of optimal conditions of savings. In case, if the interest rate unfixed, the bank is likely to change the conditions in the duration of the deposit.
To replenish the savings account is not necessarily to come to the bank branch, allowed just provide you a convenient conditions of contract cancellation, while denyuzhku will be credited to your savings account automatically, for example, along with payroll cards.
Ability to effectively manage their own money is acquired, along with early childhood. Responsible parents are paying interest finance the education of children, creating around them a habit to plan costs and savings.
Allowed to select two main islands of the deposit:
1) Term Deposit (if near you there is a total money as well as you accurately know what time you need it);
2) savings account (if you wish to accumulate denyuzhku long-term or indefinitely, keeping the elastic access to their savings).
CRITERIA FOR SELECTION OF DEPOSIT:
• Reliability and stability of the bank;
• fixed interest rate;
• Flexible terms of replenishment and withdrawal;
• Requirements for the minimum amount of balance on the account;
• Level of service.
It is recommended to save from 10% of their income.
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