Today of course it makes no sense to write down their costs in the notebook as well as to reduce the month-end debit with credit. To this there are advanced programs, which will make for you all the calculations, draw graphs of your expenses and etc. However, the impressive amount plus they have several disadvantages.
For example, specialized programs tied to one PC and does not allow you to manage finance mobile account. In addition, should be back up and organize their forces to protect the data.
As an alternative, permitted to use World Wide Web-services, which allow you to house accounts, together with any PC (even a mobile handset) connected to the web.
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In this review, we all consider a little global network services intended for the purpose of personal finance. The choice was made just exactly according to two criteria: a Russian interface as well as free access.
It should be noted that it is the purpose of the review does not cover the whole market for such services (they are not a measure of the set), but only just to familiarize the reader with the main advantages of such resources.
Fin-ack.com
This resource is relatively free. It allows a period of 3 months of free use of all the benefits of the service. After the expiration of the user to remain available basic functions.
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Service has on its own create any kind of expenditure and revenue. In addition, one and the same article may be marked as if the parish, thus well as waste. For example, a car requires the expenditure, and will probably bring as well as a parish.
Each transaction is assigned a bit value: the result, the date "for" (the essence of the transaction), category (food, clothing, etc.) as well as tags. Thus, you have the ability to group your expenses exactly by several parameters. Categories convenient for the main calculations of costs and revenues. "Tags" - as if an extra weapon.
For example, you check all the transactions associated with tours to Egypt, the label "Egipet2009" and as a result know the total amount of expenditure according to the specific trip.
The service provides enough options for the sake of personal finance: budgeting, accounting of active and passive investments (such as payment exactly on bank deposits, together with interest), multiple accounts (cash, bank, stash, etc.), work with different currencies, the assessment of own cash balance, rendering the transaction in the form of graphs and other
In addition, the service enables mobile access to the system with mobile mobile phone or PDA.
Moneytrackin
Pretty simple service that allows to record their own daily expenses and income. In addition, this web portal is permitted to communicate with users and share tips.
The accounting system is organized as follows. You assign the name of the transaction, the date is similar sum. If it costs, so the sum is put before the minus sign, if not certainly, in this case the transaction is automatically counted as income.
For example, you got paid on April 1. Create a transaction almost under its name, along with the date 04/01/2009 as well as the sum of (let be three thousand UAH.). In nyneshniya # Only the day you bought, say, the products for 50 UAH. and clothing for 200 USD. Create the appropriate transaction, but the amount bet with a minus sign. Thus, at the end of the month you will see a personal balance of income and expenses.
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Of the additional features should be noted "tags." You have the ability to assign tags to their transactions, which now allow them to sort exactly the groups. For example, you want to keep at least a detailed record and write is not worth the cost of food per day, but paints every check: candy, fruit, vegetables and etc.
In this case, it will assign one of every transaction and the same label - products. At the end of the month according to the labels you can look, how much to spend in general: for food, for entertainment, cars and others, also seem to recall any purchase made in any given day.
As mentioned above, the resource allows users to pronounce advice, chat in the forum, also similar to himself to give advice.
Homemoney
(Homemoney.com.ua)
Sufficiently structured program with a scheduling function. As well as in the previous example, must enter their income. Then you have the opportunity to conduct daily expenses under different categories. Initially they were in the program 6 (only allowed to create their own): housing, recreation, meals, shopping, union machine.
Each category is given: date, total as well as a note. In a note permitted to write on what is spent so denyuzhku. In addition, the categories are allowed to assign a few subcategories. For example, in the category Sports: travel, sports, movie theaters.
In the "planning" are allowed to note how much you intend to spend for a month for each of the groups expenses. Thus, you can keep track of, and then to not break out of its own schedule of expenditure. Service allows to view income and expenditure in the form of graphics.
Drebedengi
(Drebedengi.ru)
This program allows the service to work as if the World Wide Web, that way as well as at home. You have to download and install the software on personal computers, work locally, but the program itself will pass your data on a server in the World Network. Together with the other hand, the upload program is not necessarily so as the service is allowed to work only on the web. The main functions of the system for free, but for the advanced features will have to pay.
"Drebedengi, besides the standard cost accounting allows the income to move among the sources. For example, around you there is a bank account (or stash almost under his pillow), as well as cash denyuzhku. If you wish to keep track of expenses separately exactly each of these categories - "Drebedengi can assist you with this pile, plus allow them to transfer funds to Intermedia.
Resource seems to be permitted to financial records at the same time the whole family. Take into account expenses in different currencies (along with the ability to recount exactly at the current rate), allows to plan the budget and spending is clearly on the chart. In addition, you can operate a mark on their own costs according to SMS. On the Internet portal provides an organizer as well as the possibility of a reminder of the events.
Benefits of World Wide Web services are clear: accessible from anywhere as well as demonstrate how simple. In addition, in most cases, no of course need to install additional software on your PC.
It remains to add that this list of services could not complete, and you can find on their own in the World Wide Web fit your life, Coy help to answer the global question: where did become of denyuzhku?
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